Baloise Direct now offers fully comprehensive cover for bicycles, which aims to provide all-round protection for cyclists. It covers theft, damage by third parties, personal injury and total loss. In plain English, this means that if you fall on your bike - not intentionally, of course - and bend the suspension fork, tear off the derailleur hanger and destroy the rear wheel, the insurance will cover it, with an excess of CHF 100.

The insurance can be taken out for bicycles with a new price of 100 to 20,000 francs and runs for one, two or three years, individually per bike. For a bike with a purchase price of CHF 5,000, for example, the annual insurance fee is CHF 110, the fee for two years is CHF 198 and the fee for three years is CHF 264. The insurance cover expires at the end of the contract term and does not have to be terminated separately. The cover also applies abroad.